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There are government benefits available to support people who’re in the unfortunate situation of being out of work. They don’t amount to a great deal of money, but can provide a basic income to live on during a period of unemployment. Jobseeker’s allowance is the main benefit that unemployed people can apply for (although in some circumstances people who work under 16 hours a week may also be eligible). When you apply, your personal financial situation will be analysed and you’ll be given an amount based on your income, savings and national insurance contributions. The maximum rate of allowance for individuals is £57 per week, which may be reduced according to your level of savings. If you have over £6,000 in savings you won’t be eligible for any level of jobseeker’s allowance. Applications for jobseeker’s allowance can be made either in person at a jobcentre plus office or on the Internet at the jobcentre plus website. You’ll be asked about your personal financial circumstances and those of your partner if you have one. Once your eligibility and the amount that you are entitled to has been calculated, you’ll be invited to an interview at the jobcentre plus. At this interview you’ll find out how much you’ll get and you’ll discuss your plans for your job search. The advisor will be able to provide advice and arrange support to help you with your job search. The outcomes of the meeting will be recorded in a jobseeker’s agreement, which you must adhere to in order to continue receiving the benefit. You’ll be asked to meet with your advisor on a frequent basis to discuss the progress of your agreement and your job search, and you’ll also have to attend the jobcentre plus once a fortnight to collect your allowance. Although jobseeker’s allowance isn’t much to live on, it does entitle you to other benefits such as exemption from NHS dental treatment and medical prescription charges. Some people on jobseeker’s allowance are also entitled to reductions in their local authority tax payments and/or rent. Another benefit for the unemployed is a job grant, which you can apply for if you’re going to in employment for over five weeks and doing over 16 hours per week after having claimed jobseeker’s allowance for six months or more. It’s a single, tax-free lump sum that will be paid to you automatically when you inform your jobcentre plus of your new job. There are two rates – £100 for adults with no dependants and £250 for those supporting a family. If you are receiving any other kind of benefits, this grant won’t affect them as it’s not considered part of your income. This article is copyright protected and is not for republishing |
